Well, how do you fare compared to the Zeitgeist?
Chat up your fellow wooters and let us know how lame this poll was or what obvious choices we missed.
For example: Was this poll a) STUPID, b) DUMB, c) POINTLESS or d) ALL OF THE ABOVE?
Look at your credit card benefits. All but one of mine includes rental insurance if I charge the entire rental on their card.
Check your insurance coverage. I believe most, if not all, car insurance covers rental cars.
So unless you don't have a personal car covered by insurance (or a credit card without rental benefits), you don't need to sign up for the rental version.
My rentals are almost always paid by the company. I have been lucky with some very reliable automobiles.
I buy the extra insurance. On a business trip, I was hit in the parking lot and it pushed my car into another car. When I came out, the police made me take a field test to see if I was drunk or high. They blamed it on me even though someone said there was another car involved. The rental car company insurance paid it. My car insurance at the time would not have paid it and told me so in a carefully crafted letter. So that is why I always buy the extra insurance. Just in case.
Covered under my own insurance policy.
The last time I had to get one, the woman scared me so bad in case I wrecked it. I parked it until my car was ready. Even though I have not had an accident in many years.
Generally no for reasons explained above (it's usually redundant). But I will if I'm traveling in a foreign country that's not known for cautious drivers because I'm not 100% sure how my own insurance applies abroad. I suppose my ignorance there is a solvable problem, but in the past I've just ponied up the extra $$.
No. Already covered with my policy.
I don't get extended warranties either.
Never for rental car. HOWEVER!, if you rent a U-Haul get the extra insurance!!! If you mess that truck up they may try to charge you for the whole retail price of the truck!! U-Haul don't play.
In the US, no. Overseas, always.
You don't have to if you have your own automobile insurance, or use a credit card that covers the deductible. DITTO!
USAA insurance and credit card cover everything
my car ins plan covers me when renting too...
Nope. Covered by my policy
Not only does my capital one card cover the rental but so does my insurance company. The additional insurance isn't for your protection it's for the rental company to make more money off you.
As I don't own a car, I'm on the hook to buy liability (credit card companies generally cover collision only) from the rental agency. I don't consider that "extra" insurance.
Else walk/local mass transit.
Not my problem anymore.